Utkarsh Small Finance Bank announced that upon conclusion of Swiss Challenge Method, the Bank has completed the transaction of transfer of portfolio of unsecured stressed MFI loans (NPA and written-off accounts) to asset reconstruction companies as detailed below:
| Nature of Account |
No. of A/Cs |
Aggregate Principle O/s as on 31 Dec 2025 (Rs cr) |
Consideration (Rs cr) |
Buyer |
| Pool 1 - Portfolio of Unsecured Stressed MFI Loans |
2,92,030 |
1016.24 |
133.1 |
Asset Reconstruction company India |
| Pool 2 - Portfolio of Unsecured Stressed MFI Loans |
1,36,832 |
474.75 |
62.19 |
Shriram Asset Reconstruction | |